Because my personal information was used without my knowledge to open the account, I am not liable for the debt. California Civil Code § 1788.18 requires a debt collector to stop collection when an alleged debtor furnishes a police report of identity theft and other information on her status as an identity theft victim. By this letter, I request that you cease any further collection activity on the account against me. Please send written confirmation that you will not pursue this debt to me at ADDRESS.
With the exception of the above-requested confirmation, I request that your company, and anyone acting on its behalf, cease all communication with me regarding the alleged debt pursuant to 15 U.S.C. § 1692c, and California Civil Code § 1788.17.
I certify that the representations in this letter are true, correct, and contain no material omissions of fact to the best of my knowledge and belief.
(Attach police report)